Proverbs 27:12-14

Evangelical Heritage Version

¹² A sensible person sees trouble and hides,
but naïve people keep going and pay the penalty.
¹³ Take the garment of someone who guarantees a loan for a stranger.
Keep it when someone pledges it on behalf of an immoral woman.
¹⁴ When someone blesses his neighbor in a loud voice early in the morning,
    it will be regarded as a curse.